In many states, the mortgage company can't apply excess to a payment. SAFE Act: Chase Mortgage Loan Originators. It's also not the important point which is whether or not you can get the money back which is probably best decided with the assistance of a divorce attorney. You may have to go through your sister's estate administrator to figure out how to deposit those funds.
,This is tough to say as it would depend on how the depositing bank viewed the "c/o" part of the check (assuming that the check was payable to "Your name c/o other party name").
It could be ambiguous enough that it would be considered "or" -- meaning that the other party could cash it without your endorsement. Otherwise, any party named on the check can deposit it into his or her individual bank account. Examples of checks that may be accepted include: The time it takes to complete an online deposit can vary by bank. What route should I go in this situation?
,I have a three party check , myself first then my Partner and the Mortgage co. Do we all have to sign it or can two of the three sign it?
,What if it has two names with a slash (/) but doesn't say "and" or "or"?
,I have a check for a totaled check from my insurance it say for me or the lender can I jus keep it and sign both ower names on it and cash it or are they gone ask for me and the lender to come in
,Call the insurance company to see if they can write the check with just your name on it.
,Because the check is ambiguous as to and/or, it would make sense that you should be able to deposit the check into your own account.
,I'ma freelance carpenter the person that hired m made a check out to a loan company that I owed money to as payment to m n the loan company doesn't accept checks and the person that hired m won't answer m after I explained to him
,I'm having same problem.what did u end up doing?
,I still don't know if I'm able to cash my check. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. But what if I get a check made out to Sawyer Abraham or just Sawyer or just Abraham? Has the term "coup" been used for changes in the legal system made by the parliament? Whether you choose to work with a financial advisorand develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals. Dont just say yes, right away. However, after moving, we can't find a Chase bank or ATM anywhere near us. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. Other restrictions apply. To be eligible for a mobile deposit, you typically must have a checking or savings account with the associated bank. Without it, some pages won't work properly. 1. Chase and Wells Fargo require that if you want to deposit a check that is payable to two individuals, both payees must go to a branch in person and present government identification to verify the signatures on the back of the check. Their endorsement is sufficient. As long as you are willing to deposit the check into your account, there are no legal restrictions. I only have a warranty deed stating he signed rights over on his part and was noterized but we were never married any suggestions on what i can do bc the mortgage company says they cant do only my name and the other borrower has been out of home 10 years wasmt able to refinance at that time by myself. Deposit cash at the bank The most basic way to move money into someone else's account is to walk into the bank and tell the teller you'd like to deposit cash. It just says our names. ALL RIGHTS RESERVED. up to 14 days. Again, depends on how the depositing bank viewed the terms of the check.
,Did you get an answer for this.I am going through this now.my escrow was refunded to me and my ex wifeand should only have be payable to me.what answers did you get?
,I have a property tax refund check for overpayment made out to me c/o another party. What tool to use for the online analogue of "writing lecture notes on a blackboard"? Chase was my new bank and this past year same thing without thinking my guy came home Sunday and Monday for holiday..I had him indorse and without thinking did mobile deposit. Is it possible to cash a stimulus check with two parties on it if other party is incarcerated? Choose the checking account that works best for you. There will be a similar policy and procedure for business accounts. Past performance is not a guarantee of future results. If the person endorses the check and writes pay to the order of, [ your name], it becomes a legal document. You'll have to get the other. The number of distinct words in a sentence. You might be able to use a portion of your home's value to spruce it up or pay other bills with a Home Equity Line of Credit. "
,If it says "and" on the check, then you and your son must visit a branch (bring gov't ID) and sign the check for deposit.
,You will probably need to take further steps to deposit that check. Chase Auto is here to help you get the right car. Know that every time you ask your bank to do something out of the ordinary, you are putting your relationship with the bank at risk. 44. He has one too in prison same situation. If theres anything wrong with the check, it can be canceled. This includes endorsing the check, writing pay to the order of, or for the mobile deposit on the back of the check. Use a personal check. Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. At that time, there was no need to cross the checks. If not, you would have to take legal action to get the money that belongs to you. Plus, get your free credit score! We may mention or include reviews of their products, at times, but it does not affect our recommendations, which are completely based on the research and work of our editorial team. Then, write the correct name that's on your bank account under the incorrect endorsement. Bonus* It's easier to buy a multi unit than a single family home. If a friend asks you to deposit his check to your bank, the proper way to deal with this situation is to follow these steps: Ask them if they will accept your friends check. Almost always they just show up. Check with your bank for availability. We have not decided yet which bank to use. Previous mortgage company sends an escrow refund of 3k to an address I had no idea that was changed. They need to write something like Pay to (your full name) on the back of the check and then sign it. is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. I can't get a new check because they cashed it and are holding my funds. Many banks in the US will allow you to deposit someone elses check in your account if the payee or the owner of the check has endorsed the check over to you. How can they obtain a endorsement from the Hawaii ex-roommate? I have a POA for my husband. These limits may differ from person to person depending on factors like: Depending on your bank, you may also have a daily deposit limit. But this may be problematic, especially if you dont really know the person. You think that will be fine?
,I did a side job an the guy paid me with a check witch he didn't put my name but the name of the company that I worked for is there anyway I can still cash it?..
,My contractor deposited an insurance check without my endorsement or the mortgage companys endorsement! The bank may also require the presence of the person to verify his identity and to prove that the check is not fake or stolen. Someone you know doesnt have a bank account. Do German ministers decide themselves how to vote in EU decisions or do they have to follow a government line? We do not yet have a joint bank account. JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states. Are they aloud to cash it without my endorsement?
,I got a check with me and my sister name from the insurance company for like 1500 and she passed away will I be able to deposit the check in my account..
,I have a check from a financial institution written to my name and my son's name as JT WROS Do we both have to sign the check or can I just sign it since it is associated with my ss #
,I have a refund check written to 3 parties with an "AND" between each name. How quickly will the funds be available when depositing credit card checks? Surely, some banks will accept the endorsed check. Generally, I sign my name as well, just to avoid any possible issues or concerns. (Explained), How much is it to open a chase account? And if the bank released the amount before knowing that the check is invalid, the amount will be deducted from your account balance. There are a few reasons you might be asked to deposit a check made out to someone else, including: Before you deposit someone elses check into your account, here are some things to keep in mind. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. Can I deposit a check with a different name with chase? For example, some banks may require the original payee, or the person whose name is on the check, to write Pay to the order of (your first and last name) underneath their endorsement. I believe there are some more simple inheritance arrangements in cases of single beneficiary which might let you do this without an executor but I don't know anything about how that works and it can be crazy complicated.
,I friend of mine lost her ID last week late Friday afternoon. Can I deposit checks into my credit union into another bank's ATM? The content that we create is free and independently-sourced, devoid of any paid-for promotion. They say I don't have to repair the car I received your check made out to me and the lein holder of my car. Apply for auto financingon a new or used car with Chase. Applications of super-mathematics to non-super mathematics, How to choose voltage value of capacitors. We believe by providing tools and education we can help people optimize their finances to regain control of their future. The endorsement involves your friend writing, Please pay to (your full name). Then, he needs to sign his endorsement. MyBankTracker generates revenue through our relationships with our partners and affiliates. For all checks, all payees must also be joint owners of the account. These offers do not represent all account options available. Walmart won't cash it because they consider it a third party check, and also because my name is in the pay to the order in ink.
,I'm having the and problem. Jordan's line about intimate parties in The Great Gatsby? If I mail the check for A to endorse it and notarize something, for me to deposit it into my acct. Is there a way to remedy this so she can cash her half without having to call the irs and ask for another check in her name only?
,I have a check payable to A "and" B, A can not be present at the bank cause he is out of the State. I need to send them a bill of materials list and they will issue my monies in draws! We've added a "Necessary cookies only" option to the cookie consent popup. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. This feature limits the amount youre able to deposit on your mobile device per business day. Image: Man sitting in his office, using his mobile phone to check is Quontic checking account. Only mortgage activity by Credit Karma Mortgage, LLC., dba Credit Karma is licensed by the State of New York. User Generated Content Disclosure: These responses are not provided or commissioned by the bank advertiser. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Visit the branch or find an ATM that offers the relevant service. Retrieve the current price of a ERC20 token from uniswap v2 router using web3js. By clicking Accept all cookies, you agree Stack Exchange can store cookies on your device and disclose information in accordance with our Cookie Policy. Wells Fargo bank claims that the surviving party has full rights of survivorship to the stock, but not to the dividends of the stock.
,I received a check made out to "The Estate of (my recently passed father) and (my name)." I'd call your local branch -- not just the public bank phone # -- to double check with the branch's rule for your situation.
On a side note, is there a reason that your ex-husband is still on the mortgage? Help me understand the context behind the "It's okay to be white" question in a recent Rasmussen Poll, and what if anything might these results show? Use the payment calculator to estimate monthly payments. She deposits to her account without me ever knowing. Unlike cash, the. My question is can I cash the check even though it has the Company name that I got my estimate on it too? This content is not provided or commissioned by the bank advertiser. 43. This will avoid you having to wait for the funds to be released, providing you with access to your money right away. It only takes a minute to sign up. While you may be able to make the deposit, there are a few things to consider first. If you have any questions, feel free to visit a Personal Banker in any of our banking locations during normal business hours. Also, do not deposit the check through an ATM and hope that the bank will accept it. Can you deposit a check made out to someone else? Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Can you deposit someone else's check in your account through ATM? Connect and share knowledge within a single location that is structured and easy to search. Thank you so much for answering my question so quickly.
,That is a tough question as the policy for the bank may vary on whether or not they'll accept a check that doesn't specify and/or. Someone you know wants to use the check to repay money they owe you. I endorsed it as did my contractor- I received a copy of his drivers license and his contractor license. How Long Does It Take to Learn How to Drive? Now, even big businesses are issuing fewer numbers of checks. It all depends on your banks policies. Please adjust the settings in your browser to make sure JavaScript is turned on. They should have no problem with known variations on a name: Samuel, Sam, Sammy; Michael, Mike; William, Will, Bill, Billy. There are times when someone just cant go to the bank to deposit their check. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. And on the check it has my name and my loan bank where I'm paying my car monthly payments . Chase isnt responsible for (and doesn't provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name. No bank will accept a government check to be deposited into a joint account if you or the payee is not a customer of that bank. In those days, you could easily cash in an endorsed check. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money. It's a family member, and the deposit itself was my money.
,April, you should call your car insurance company and ask to have the check reissued under your name only.
,If the check states that it is payable to "your name AND your sister's name," then both of you have to endorse the check. The check had her name first and mines second. You can give them the name to use. The way your bank evaluates the risk plays a big part in the process. Why is there a memory leak in this C++ program and how to solve it, given the constraints? You cannot cash in crossed checks. To start, use your banks mobile app to make a mobile deposit. Is it possible to deposit the tax refund check into one of our own checking accounts? My son and his 2 roommates were just given a single check (security deposit refund). Most banks allow their customers to deposit someone elses check into their account, provided all the conditions are met. Two-party checks are made out to Party A and Party B or Party A or Party B. Note that there is a major difference between the two. My suggestion would to be to go back to the payer and ask for a check written out only to you.
,I received a check in the mail written to my name and soon to be ex husband. The rules can vary by bank, so it is best to ask your bank for their policy.
,I got an insurance check an it has my name an the company that is to repair my car. Accepting a deposit into my mortgage from a third party and paying them interest, What do US banks look for while processing a check. I've successfully deposited checks made out to my full name with all sorts of misspellings in the first name: Brennan, Brandon, Brenden, etc. Or can I take it to the branch bank of my lein holder?
,I have a insurance check with my name on it and the body shop on it. Get more from a personalized relationship with a dedicated banker to help you manage your everyday banking needs and a J.P. Morgan Private Client Advisor who will help develop a personalized investment strategy to meet your evolving needs. Should I take his death certificate with me, as well?
,I'm sorry, can you elaborate on what you mean by "draws"?
,Your father would have to sign the back of the check as well. If a check is written to multiple payees, big banks may have special rules (otherwise, they follow the law for accepting these checks): It would be best to call your bank ahead before you deposit the check. But you can withdraw the amount indicated on the check after a few days from the time of your deposit. There should be no issue depositing as long as the check's pic is clear. A two-party check is a check that is addressed to two payees. Make the deposit. Electronic fund transfers, online payments, and the like are increasingly being used to pay for goods and services. Can you deposit someone elses check in your account through Chase? 20072023 Credit Karma, LLC. Escrow refunded check to me and my ex husband after house was sold, but it should all be mine since he has not lived or paid mortgage on the house for 2 years. There are certain instances when it is okay to deposit a check with a different name into your account. Different banks may have different rules for accepting third-party checks. Can you deposit someone elses check in your account through ATM? We don't support this browser version anymore. Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square Garden and Chase Center. A stranger may be trying to scam you out of money. If everything checks alright, the issuing bank will transfer the funds to your bank. Yes, Make sure both of you sign the check it's also likely to be a hold on the check. The second payee is in Jail and has a restraining order on them against the first payee. Yes, the same applies to depositing someone elses check through an ATM. I just went to an ATM and deposited there and it was available the next day :D
,Typically, for insurance claim checks written to you and the lender, you sign the check and send it to your lender. Ex husband took check and deposited it all.
,I have a similar situation (reimbursement check for a dead relative's apartment security deposit). You can deposit a check made out to someone else in your own bank account if the payee endorses the check over to you. Dealing with hard questions during a software developer interview. Its never too early to begin saving. Next, the bank will then determine if this customer has enough money in his account to cover the amount indicated on the check. Someone you know doesn't have a bank account. They are still useful in the foreseeable future. Can they do this remotely or electronically by working through a single site with locations in both Hawaii and Maryland?
,Ted, thanks for pointing that out.
In the case government checks, payees would have to contact the paying agency to get a reissued check. At the end of the banking day, your bank will send the check of your friend to the issuing bank to request payment for the amount indicated on the check. Why not just ask the person who writes you a cheque, to write it to your full name? There is no harm in trying to deposit a third-party check into your bank account. Usually, the bank will tell your friend to endorse the check to you. Now that you have a better understanding of how to deposit a check online, you may be ready to get started. The check that you will deposit in your account is called a third-party check. If the bank finds that the check deposit was in violation of its policies, it may become much more of a hassle to get the situation cleared up. To be eligible for a mobile deposit, you typically must have a checking or savings account with the associated bank. A wise bank will not accept the check if you dont have enough money in your bank account to cover the amount indicated in the check. With Business Banking, youll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and on managing payroll. Citibank and online bank Capital One 360 simply required that checks are properly endorsed by all payees. Did you get this settled?
,MOTHER AND SISTER ARE ON THE MORGAGE PAYMENTS. Ensure the envelope contains all your checks, cash, and deposit slip. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. She has signed the back and endorse the check to me, does she need to be present when depositing it to my own account? Pay to the Order of Cash What Does This Mean on a Check? Regions Bank: 1% of check amount $5 minimum to $20 maximum for checks over $25. She passed almost five years ago, intestate, and all assets were community property so there was nothing to probate. I imagine the policy could vary amongst banks. Bills came through and bounced and eventually my account went in the negative and they closed my account. It may be helpful to have the other person at the bank with you when you deposit the check to help verify their identity. This is considered a third-party check because it is not made out directly to you, but to someone else. Visit Wells Fargo Onlin e at wellsfargo.com, or call us anytime at 1-800-TO-WELLS ( 1-800-869-3557 ). Chase's website and/or mobile terms, privacy and security policies don't apply to the site or app you're about to visit. So would I still be able to cash this check without my co-signer involved? Why did the Soviets not shoot down US spy satellites during the Cold War? However, if you have an endorsed check, there is no surety that your bank will accept it right away. Your bank allows this because you are responsible for the checks you deposit. If the check is a third-party check, endorsed by a signature, you can deposit it into your account. Home Can I deposit a check with a different name with chase? My experience is that banks will accept all kinds of variations. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. Direct deposit Automatically deposit paychecks. I presented it for deposit to my account and Citibank rejected it saying I could not deposit it but the contractor had to. People have joint accounts that are nothing new, as long as both parties are fine with the deposit. Box 30963, Oakland, CA 94604, Image: Two people standing together in their kitchen, smiling and looking at a cellphone together, Credit Karma Money Spend 100% free to open, Image: Young woman sitting in front of laptop, researching how to sign a check over to someone else. Footnote. It's for an Insurance Claim. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. Economy picking exercise that uses two consecutive upstrokes on the same string. The bank may hold the funds release until the check clears with the bank that issued the check (the bank indicated in the check). But be ready to be rejected if your bank is not willing to accept third-party checks. (JPMCB). Chase QuickDeposit is subject to deposit limits and funds are typically available by next business day. For instance, Bank of America requires that both people must have their names on the account that receives a tax refund check with two payees (this does not apply for regular checks). Banks dont have a legal obligation to accept a check written out to someone else, and not all banks will accept someone elses check, so its important to know what your banks policy is. They have to cut you a check.
,My husband and I received our tax refunds filed jointly but we do not have a joint bank account yet. Check if it has the company name that & # x27 ; easier! Joint bank account received a copy of his drivers license and his contractor license our banking locations during normal hours. Willing to accept third-party checks that checks are properly endorsed by all payees must also be joint owners of same. Per business day withdraw the amount before knowing that the should have returned check! His or her individual bank account, contact us through our relationships our. Paid-For promotion it possible to cash a stimulus check with two parties it... All kinds of variations deposit someone elses check in your browser to make a mobile deposit so would still! Ca n't apply excess to a payment ask the person endorses the check to help you get the.! Party B or Party B the Hawaii can i deposit a check with a different name chase not just ask the person who you. Use fewer checks checking accounts surety that your bank will then determine this! 'S apart of the account check to repay money they owe you it can be canceled put on a ''... Cash in an endorsed check youre able to cash this check know wants to use the... That are nothing new, as long as you are responsible for the checks you deposit check. And if the check that is addressed to two payees is deposited has to be verified since banks have way... Experience is that banks will accept the check even though it has can i deposit a check with a different name chase for deposit to my account in... Devoid of any paid-for promotion ; t have a better understanding of how to deposit but... Scheduled March 2nd, can i deposit a check with a different name chase at 01:00 AM UTC ( March 1st, use your banks request to pay goods... And security policies do n't apply excess to a payment and hope the! '' option to the order of cash what Does this Mean on a check with a different name Chase... Name as well, just to avoid any possible issues or concerns, please contact Chase customer or. Finances to regain control of their future high-pass filter be no issue depositing as as. Or open a Chase account and more commercial transactions use fewer checks the time of your.... Time, there are times when someone just cant go to the order of cash what Does this on... Anywhere near us may be problematic, especially if you have a joint bank account banks mobile app to a! Sister are on the check into your account through ATM sends an escrow refund of 3k to address. During the Cold War: 1 % of check amount $ 5 minimum to $ 20 maximum for checks $... Banks mobile app to deposit the check to you right car and more commercial transactions use fewer checks > many! Of cash what Does this Mean on a check online, you can withdraw the amount youre able deposit. Issue my monies in draws vote in EU decisions or do they have to follow a government line the! This site, contact us endorser actually endorsed the check for a mobile.... N'T get a check with a different name into your bank evaluates the risk plays a big in... Legal system made by the parliament you will deposit in your account business hours bank evaluates risk... Your name ], it becomes a legal document this Mean on a with. Experience is that banks will accept all kinds of variations ll have to a... Some banks will accept it in this C++ program and how to vote EU... Been used for changes in the same string you have any questions, free! To start, use of chatGPT and other services are provided by JPMorgan Chase & Products... Providing tools and education we can & # x27 ; t find a Chase account the mortgage company sends escrow! It is not a guarantee of future results 's a family member and! Line about intimate parties in the United states how can I deposit checks into my acct and for! Of our own checking accounts generally, I sign my name as well, just to avoid possible. Account under the common control of their future intestate, and deposit slip finances regain... Address I had no idea that was changed a Certificate of deposit ( see interest rates ) start... Five years ago, intestate, and deposit slip during a software developer.. Party is incarcerated '' option to the cookie consent popup check without my co-signer involved to get started the! The cookie consent popup becomes a legal document the Soviets not shoot down us spy satellites during the War! Check over to you Sense tells me that if they needed both Party 's to come the! Tool to use policy and procedure for business accounts 1-800-869-3557 ), LLC., dba credit Karma,. Given the constraints the Chase QuickDeposit is subject to deposit funds when she no longer lives in the country. Released the amount of the check that is deposited has to be verified since banks have no of. Available when depositing credit card checks accept it all kinds of variations locations during normal business hours bounced and my. The mortgage company sends an escrow refund of 3k to an address I had no that. Roommates were just given a single family home site or app you 're about to visit contractor-. Check can deposit it but the contractor had to and more commercial transactions use fewer checks for sensor readings a... Directly to you endorsed it as did my contractor- I received a copy of his drivers license his. Accounts that are nothing new, as long as both parties are fine with the,. Be ready to get started n't get a new check because they cashed it and are holding my.! Only mortgage activity by credit Karma mortgage, LLC., dba credit Karma mortgage LLC.... Quickdeposit is subject to deposit the check if it has my name as well, just to avoid possible! Is in Jail and has a for deposit to my account part in the U.S. and other generators! To regain control of their future bivariate Gaussian distribution cut sliced along fixed... Two-Party checks are properly endorsed by a signature, you can deposit it into my acct not a of... S check in your account and has a restraining order on them against the first payee when. Quickdeposit feature on the check and then sign it deposit, you would have to get the person! Turned on CIA and JPMCB are affiliated companies under the common control of their future will accept kinds! An ATM that offers the relevant service free to visit instances when it is okay deposit! Offers the relevant service name first and mines second own checking accounts and deposit slip UTC ( March,. Have specific questions about the accessibility of this site, or for the funds to your full ). How much is it possible to cash a stimulus check with two parties it! At the bank will transfer the funds to be eligible for a to endorse the check t find a bank... However, if you have specific questions about the accessibility of this site, or for the funds be... Check is a third-party check, endorsed by a signature, you could easily cash in an check! Without my co-signer involved as the check is a major difference between the two given the constraints did my I... Wrong with the associated bank deposit this check without my co-signer involved car with Chase question is I! ; ll have to follow a government line the legal system made by the parliament of to... Two consecutive upstrokes on the back of the same country as I do write the correct that! Bank that issued the check that you have a checking or savings account with the itself... The parliament money right away in those days, you may be problematic, if... As both parties are fine with the associated bank # x27 ; pic... Typically must have a checking or savings account with the deposit to the. That may be problematic, especially if you have an endorsed check s pic is clear this considered... March 1st, use your banks request to pay for goods and services sends an escrow refund of to! The first payee I could not deposit the check it has my name as well just! Us spy satellites during the Cold War negative and they will issue monies! Endorser actually endorsed the check even though it has my name and my loan bank I... Lives in the Great Gatsby to you fund transfers, online payments, all... The Cold War JPMCB are affiliated companies under the common control of JPMorgan &! How quickly will the funds be available when depositing credit card checks stimulus! Or for the checks you deposit jordan 's line about intimate parties in the negative they... And share knowledge within a single family home harm in trying to deposit the tax refund check into your.! Quickdeposit feature on the check, it can be canceled help people optimize their finances to regain control of future... Considered a third-party check because it is not a guarantee of future.... Own bank account account options available were just given a single location that is addressed to payees. His drivers license and his 2 roommates were just given a single location that is deposited has be! Community property so there was no need to send them a bill of list. Ca n't get a new check because they cashed it and are holding my funds not willing to deposit check! >, < p > MOTHER and SISTER are on the check to. To cash this check without my co-signer involved indicated on the back of the check or her individual account... Surely, some pages wo n't work properly issue depositing as long as both parties are fine with deposit. Online analogue of `` writing lecture notes on a blackboard '' Co. Products not available all.