How Will Social Security and Medicare Survive in the New Congress? Published 21 December 22. retirement It gets its name from the naturally heated springs in the area, which you can find in Hot Springs National Park, and also Bathhouse Row, which is home to bathhouses that date back centuries. Prescott is a quaint destination with a charming historic downtown thats home to a variety of cafes, restaurants, bars, and history museums like the Sharlot Hall Museum. Solace up those hiking boots and wax those snowboards: from epic scenery and a lively arts scene inOgden, UT; toBoone, NCsquaint college town feel, here are five high-altitude cities with surprisingly low price tags. And Alabama at-large offers many of Florida's popular retirement attractionswarm weather, nice beaches and plenty of golfall at a typically lower price. You could even walk between the two along the Southern Bangor and Aroostook Trail. If a move from one state to another is in your future, you could save big bucks by relocating to one of these states where the tax bite is light for middle-class families. Iron Mountain is the snowier of the two. It has a population of 583,200that's just about six people per square mile. And signature events include theLeadville Trail 100bike and running races; theBBQ & Brews Festival, held each June; andBoom Days, a street fair held each August. There are also several white-water rafting opportunities around Denver and plenty of lakefront views to explore at Barr Lake and the Cherry Creek Reservoir. This intimate city of approximately 43,300 people is located between the Prescott National Forest and the Tonto National Forest. There are many things to consider before selling your own home. 6 characters and 1 number, The Grove at Cedar Hills Lenoir City, TN, The Ridge at Roxborough Park Littleton, CO, Trilogy at Wickenburg Ranch Wickenburg, AZ, Red Rock Canyon National Conservation Area, The Club at Madeira Canyon Henderson, NV, Four Seasons at Charlottesville Ruckersville, VA, Desert Highlands Desert Hot Springs, CA, Stirling Pointe at Skye Estates Highland UT, Pros and Cons of Selling a Home For Sale By Owner. Tiny Laconia offers a big bargain for your retirement destination. Anyone hoping to find a traditional mountain town to retire to can find plenty do to in Denver. If the draw of nearby destinations likeYellowstone,Grand Teton National Parksor theCraters of the Moon National Monumentisnt enough to lure you to this small town in EasternIdaho, maybe the promise of a symphony, opera, museums, zoo and minor league baseball teamseal the deal. At the same time, Chattanooga has many urban pleasures, including dining and entertainment options, a wide variety of public. These cities located in or near the mountains have opportunities for outdoor recreation as well as a reasonable cost of living that will help your retirement savings stretch further. Baxter State Park and Mount Katahdin are in neighboring Penobscot County. Many retirees dream of moving to a scenic beach setting or an ideal countryside landscape, but those looking for a mountainside retirement have plenty of options to choose from. Disadvantages Colder winters. Consider retirement in these affordable mountain towns. The Milken Institute actually credits the area's abundance medical servicesincluding orthopedic surgeons, primary-care clinicians and home-health-care professionalsfor contributing to Morgantown's high ranking (18th) among small metro areas. Wears Valley, TN 37862, USA 2. . At the end of this article we will discuss some of the pros and cons of retiring in the mountains, but first here is our list, in no particular order (theyre all nice!). Before joining Kiplinger, Rapacon worked as a senior research associate at b2b publishing house Judy Diamond Associates. Heres how it works. Upside of the relative crowds of the capital city: no lack of activities. Renaissance man Thomas Jefferson laid the foundation for the well-rounded city his hometown has become. Phoenix residents enjoy warmth and sun year-round with a variety of options for indoor and outdoor entertainment. Batten the hatches for continued market tumult without eating high fees with these six Vanguard ETFs and mutual funds. You can follow her on Twitter @SilviaAscarelli. Explore these towns in the foothills and spend your days shredding slopes, uncovering the local history, and getting cozy by the fireplace. Yes, New York (rated #1 most walkable large city by walkscore.com at 85), Washington, Chicago, Philadelphia, Boston, and San Francisco are great cities for walking. Small towns with lesser-known mountains (some might call them really big hills) may have to substitute. It's also just north of Blowing Rock, North Carolina, another great mountain community with a charming downtown that's well worth a visit. A state fund fueled by oil wealth gives all permanent residents an annual dividend. Southern California is a dream location for many active adult homebuyers for a variety of reasons such as warm weather and close proximity toSan Diego and Los Angeles. Set your sights on this mountain town and take in the wide-open spaces from Gatlinburg SkyLift Park, then settle in for breakfast, lunch, and dinner at a whole host of delicious, down-home restaurants. Henry Chauncey, a Yale administrator who retired in 2002, initially left New Haven for a remote Vermont town where he liked to vacation while working. The attractions of the city arent the only advantage of living in Seattle. It offers all the low-cost, low-tax advantages as the rest of the state, but adds more generous incomes among retirement-age residents. Taos, NM - Average Home Cost: $401,864. With a population of 84,000,Ogdenis on the smaller side, but when it comes to outdoor adventures, the opportunities are massive. And Provo, with mountain peaks within the city limits and Utah Lake on its doorstep, is particularly buzz-worthy. With so much volatility in the real estate industry these past few years, many retirees are scratching their heads and wondering, Is it a buyers or sellers market? Understanding the differences is vital because timing is everything. Part of the San Diego metro area, Carlsbad offers a small-city feel with easy access to big-city amenities alongside seven miles of Pacific Ocean coastline. We then leverage that expertise to develop city rankings for a range of topics including small towns, college towns and our annual Top 100 Best Places to Live. When selling your home, its tempting to forego the cost of a real estate agents commission and take the For Sale By Owner (FSBO) route. Denver offers 14,000 acres of parks nearby in the foothills of the Rocky Mountains, with ample opportunity for hiking, biking and exploring. Read the in-depth tour our very own Flo Williamson wrote up on the area. 15 Best Small Towns in Colorado - Affordable Small Mountain Towns to Visit and Live In CO 1 Best Easy, Cheap Dinner Ideas for Your Family 2 42 Best Bedroom Paint Color Ideas for 2023 3 Early Spring Flowers Will Combat the Winter Blues 4 Amazon's Best Winter Fashion is on Sale Right Now 5 Dad Jokes To Keep the Whole Family Laughing Hiawassee, Georgia. Of course, outdoor enthusiasts have more than enough to enjoy, too: The Phoenix Mountains Preserve alone, including Piestewa Peak (2,608 feet) and Camelback Mountain (2,707 feet), offers many hiking and biking trails just 20 minutes from downtown. When you purchase through links on our site, we may earn an affiliate commission. Williamstown, Massachusetts. If you insist on going out west, start with southeastern Idaho, particularly Bear Lake County. The area's resorts and marinas are also popular among residents of Gardnerville Ranchos, a small Nevada town near Lake Tahoe that's home to a surprising number of millionaires (opens in new tab). When you live here, each day can be as active or laid Bon Ayre is a 55+ active adult, manufactured home land lease community located in Smyrna, Delaware, a town which was recently ranked 31st Showcase Listing The town is near giant Whitefish Lake and surrounded by big mountains. Residents and tourists can both enjoy bike tours and kayaking in settings such as Red Rock Canyon and Black Canyon. Sitting above the Snake River Canyon, this town is known as the hub of the eight-county Magic Valley region. The city tends to get 310 sunny days each year through all four seasons. These high-altitude spots offer residents an active lifestyle and stunning scenery without breaking the bank. Coravllis is home to more than a dozen wineriesnaturally, being in the heart of the Willamette Valleyas well as four craft distillers for whiskey, vodka and more and six breweries right in town. Brigham Young University offers intellectual stimulation to complement the physical activity. How Important Is the 55+ Age Restriction to You? The surrounding Ozark Mountains afford residents outdoor recreation and natural wonders to enjoy while the downtown area, home to the University of Arkansas, provides restaurants, shops and a lively music and arts scene, including the Walton Arts Center. Nearest resort: Taos Ski Valley 7. Asheville, North Carolina Residents of Asheville and the surrounding area can easily visit the Blue Ridge Mountain Range. Taking money from your IRA may seem like a simple matter, but it's a decision that must be timed right. And Huntsville, in northern Alabama, is one of the best. Of course, you have to be able to afford it. If you haven't done these things by age 50, it could be too late to do them well. Of course, living in this scenic city wouldnt be complete without taking advantage of Great Salt Lake, the largest salt lake in the Western Hemisphere. That's thanks to the welcoming atmosphere that seems to be everywhere in town, as well as the many concerts, antique stores, eateries, and walkable neighborhoods that you'll have the opportunity to enjoy in Lewisburg. Feb. 14, 2023, at 1:45 p.m. Still, being the gateway to the Great Smoky Mountains and home to the University of Tennessee, the city is rich in activities and attractions to fill your retirement years. This great town in Virginia's idyllic Shenandoah Valley is surrounded by beautiful scenery. 1. Altitude means an escape from hot summers, even in some otherwise warm states. Lower humidity. Plus, living costs are low while incomes are high, at an average $97,958 a year for residents age 60 and up. Click here for instructions on how to enable JavaScript in your browser. We highlighted one great retirement destination in each state (opens in new tab), taking into account living costs, safety, median incomes and poverty rates for retirement-age residents, as well as residents' sense of well-being and the availability of recreational and health care facilities. Free Baby Boomers Guide | Cresswind_Charlotte You know your budget best. Blog If youre willing to look beyond the Aspens,Park CitiesandJacksonsof the country, there are a number of mountain towns with a cost of living you can actually afford. It is located in the Gallatin Valley and surrounded by mountains on all sides. These Southern spots are real jewels in the landscape, and it's high time you started exploring one or two (or all of them!). All that comes with below-average costs, but also below-average incomes. Thats quite a challenge. And if internet access is important to you, remember to ask about speed and cost. The Beehive State, 10th in our 2018 rankings of the best states for retirement (opens in new tab), is a sweet spot for active retirees. And the scenery? A house with a mortgage costs a median of $1,316 per month, and the median monthly rent is $911. You can find out more about our use, change your default settings, and withdraw your consent at any time with effect for the future by visiting Cookies Settings, which can also be found in the footer of the site. You have plenty of outdoor diversions, such as miles of trails for hiking, biking and horseback riding; fishing and boating; and birding and other wildlife viewing. The city and surrounding area provide many outstanding recreation activities in the adjacent Sandia Mountains, which you can get to from a city gondola. on this page is accurate as of the posting date; however, some of our partner offers may have expired. For another it is less of a resort and more of a community, with a strong local economy. Kiplinger is part of Future plc, an international media group and leading digital publisher. All Rights Reserved. On top of the scenic views, higher altitudes also give you cooler weather and less humidity. Explorethevillage.com. Buyers Market vs. Sellers Market: Whats the Status Right Now? Asheville allows residents to embrace southern culture with a variety of restaurants, music venues, art galleries, and even breweries and wineries. I can afford a $300,000 home in a ski town but not if it comes with $6,000 a year in HOA dues so where can I retire? Blacksburg is a great college town for retirement. And you can find even more to explore in nearby Scottsdale, Glendale and Tempe. There are also more than 200 wineries within a 50-mile radius, offering beautiful views and many wines to sample. By David Muhlbaum See "How We Picked the Best Places for Retirement" at the end of the list for details on our data sources and methodology. Its a city of 12,000, about 45 miles north of Interstate 80 and 2 hours south of Buffalo, N.Y., in an area the tourism people call the Pennsylvania Wilds region. Pigeon Forge, one of Tennessee's favorite towns, is a longtime favorite spot for vacationers, but it's also a great spot to retire. By Dan Burrows Leave your suggestions in the comments section. Home toAppalachian State University,Booneoffers an adventure-lovers dream year-round, with mild summers (when you can hike, fish, horseback ride, mountain bike, canoe you name it), snowy winters (find three nearby ski resorts), cool springs and colorful falls. And being the capital city, you can find plenty of attractions to keep you busyworld-class restaurants, professional sports teams and an array of museums, theaters and other cultural attractions. A part-time career could mean a stressful future if you don't use some of these tips to prepare for retirement. Snowy peaks, amazing trails, clean air, and majestic scenery that one never tires of. Local crime may be worth noting: While the state sports a low rate of 1.99 violent crimes per 1,000 residents, Laconia's rate is 4.68, even slightly higher than the national median of 4 violent crimes per 1,000 residents, according to NeighborhoodScout.com. We hate heat, humidity, crowds and beaches. Some popular attractions within city limits include the Denver Art Museum, Coors Field, and The Denver Central Market. Steamboat Springs, Colo. And America's mountain majesties can be found in many locations all over the country. Press | She previously served as editor of the "Starting Out" column, focusing on personal finance advice for people in their twenties and thirties. Do be very careful to test outmountain elevations before committing. You can find a bright retirement in Albuquerque. Sometimes this can work out well, but in other cases it can be more hassle than its worth. Showcase Listing Im 73 and will only have my 401(k) after retiring. Like much of Californiawhere living costs are 69% above the national average, making it the second-most expensive state in the country behind only HawaiiCarlsbad and the whole metro area is a pricey place to live. The population is 86,000, and Weber State University is located in town. Youll find trails, hell find deer hopefully they wont find your vegetable garden. Most of the other Rocky Mountain towns on this list post a much higher cost of living. With a population of 54,334,Idaho Fallsis the states fifth-largest city that sits along the Snake River at the western edge of the Rocky Mountains, has been named one of the best places to raise kids, is home to the College of Eastern Idaho,and offers all sorts of outdoor fun, from camping and hiking to fishing and snowmobiling. 7. Another popular attraction in the area is Dollywood, a theme park modeled after Dolly Parton and her early life growing up in Tennessee. The new spending bill makes it easier to save for retirement. Note this is Part 2 of Mountain Towns for Retirement, see Further Reading at end for 10 more. That means plenty of beaches and water-related activities for you in the warmer months. The city itself is at nearly 7,000, making it one of Americas highest cities. Copyright 2006-2023 Topretirements.com. The gateway to Snowbasin, Powder Mountain and Nordic Valley, this hidden gem, just 35 minutes north of Salt Lake City, sits at 4,280 feet and is adjacent to 170,000 acres of national forest. Driving on snowy roads can be dangerous. There is a vibrant downtown with a busy new library and great outdoor stores. The colonial town's mood is quiet and calm, but its location on the eastern coast of the island and near active volcano Mauna Loa offers plenty of opportunities for adventure. Few aspiring retirees have enough saved to buy a retirement home in Aspen, Colorado, or Jackson, Wyoming. Whether you're looking to fly fish or see a show, take up a new hobby or develop an old one, the close-knit communities in these mountain towns have plenty of opportunities for you to get involved, meet someone new, and make a fresh home in a beautiful place. This small town in western Mass. The nearby Green Mountains offer some of Vermonts best skiing. It is known for its outdoor recreation, especially fishing. Nestled among the mountains, youll find plenty of ski runs (the town hosted three venues during the 2002 Winter Olympics) and hiking and mountain bike trails, plus nearby lakes and rivers for water sports and nearly 40 parks in the area. Consider these affordable cities for retirement. The median home value in Hilo is $339,800, according to Zillowstill pricey, to be sure, compared with the U.S. median of $229,000, but much more reasonable than the $676,100 median in Honolulu. Outdoor recreation is plentiful with miles of hiking and biking paths, nearby beaches where you can swim, kayak or paddleboard in the warmer months, and numerous skiing options in the area. We just moved here and love it! There is a vibrant downtown with a busy new library and great outdoor stores. As an example, the Animas River, a gold medal fly fishing stream, flows through the center of town. (By comparison, the country's smallest state in size, Rhode Island, hosts more than a million peopleabout 871 people per square mile.) Cost of living for retirees: 6.1% below the national average. We dont spend money but look to nature as our entertainment. Indeed, Knoxville is one of the cheapest U.S. cities to live in (opens in new tab). We are very conservative Christians. The famed Clark Art Institute, the Williams College Museum of Art, and the Williamstown Theatre Festival are just some of the proud artistic accomplishments of the town. There are plenty of benefits to living exclusively among your generational peers, and also perhaps a few challenges. Those looking to explore everything the Appalachian Mountains have to offer will enjoy living in Asheville. Cresswind Charleston is Charleston-area's BEST active adult lifestyle community. The cost of living is 10% below the national average. What is your favorite mountain town for retirement? The Phoenix Mountains Preserve is located about 10 miles from the citys downtown region. Wildfires, blizzards, and landslides are just some of them. Not so great for older people. By Dan Burrows Flagstaff, Arizona. With Dollywood just next door, you'll never be at a loss for entertainment. In the winter, hit the slopes atSki Cooper, one of the countrys oldest ski resorts, snowmobile the back-country or cross-country ski along the towns well-groomed trails. Hunting and fishing are also popular local activities. This nature-rich refuge of inviting streetscapes, manicured landscaping and miles of walking trails Cadence at Lansdowne is a brand new 55+ active adult community offering a vibrant lifestyle in Lansdowne, Virginia. The cost of living in both areas runs nearly 14% below the national level. Likewise, biking can be a challenge (or better buy one of the new models with auxiliary battery power! You can enjoy boating and fishing on the Columbia, Yakima and Snake Rivers, and hiking or biking on the 23-mile Sacagawea Trail. Another popular mountain town in Arizona is Prescott. Once you get to a certain age you do have to consider the disadvantages of going up and down hills, slippery streets, and thin air. Seattle is nestled in the Northeastern region of the state near Olympic National Park and the Cascades Mountain Range. Both enjoy bike tours and kayaking in settings such as Red Rock Canyon Black... 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